5 SEASONS

Mortgage Beat

 Mortgage Beat gives insight into the home-loan process specifically for police officers, firefighters, and other public-safety professionals. The podcast is hosted by Police Mortgage CEO, John Aretos – NMLS #268165

New Episodes Weekly

Live Every Thursday @ 9am

Want to Be a Guest?

Come Onto the Show

Meet The Host

John Aretos

John Aretos

Host

As the CEO of an organization associated with serving the Police and their loved ones, I am privileged to play a role in helping our clients achieve their life’s financial goals. Our mission is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products and excellent service.

I was born and raised in the Chicago metropolitan area, and I have a deep-rooted love and appreciation for the diverse culture which makes our city so special. My two older siblings and I grew up working in our parent’s restaurant, which instilled a work ethic and sense of family that I carry with me to this day.

I am a graduate of Indiana University and have been involved in the mortgage industry for nearly 35 years, helping thousands of clients save money or finance the home of their dreams. My passions are passing down my love of food, music, art, snow skiing, and red wine to my three children, who motivate me to be a better person each and every day!

mortgage beat podcast

Listen Now!

Tune in on your favorite podcast player. Be sure to Subscribe, Rate, & Leave Us a Review! 

Listen on Apple Podcasts
Listen on Amazon Music
Listen on Spotify
RSS Feed
Listen on iHeartRadio

Welcome to the Mortgage Beat podcast. Brought to you by Police Mortgage: For First Responders Who Are Second To None! Mortgage Beat gives insight into the home-loan process specifically for police officers, firefighters, and other public-safety professio


By John Aretos

https://www.policemortgage.com

Subscribe

Downsizing for Empty Nesters

October 28, 2025

Episode 071 of Mortgage BeatPolice Mortgage CEO, John Aretos, provides tips for empty nesters planning to downsize to a smaller home.Mortgage Beat is brought to you by Police Mortgage, a full-service

Download

Possible Pitfalls of Moving to Another State

October 21, 2025

Episode 070 of Mortgage BeatWhile property taxes and other factors may make buying a home in another state look attractive, the grass isn't always greener on the other side. John Aretos explains why.M

Download

Stability in Your Financial Plan

October 14, 2025

Episode 069 of Mortgage BeatMany times home ownership is a linchpin to a solid financial plan. Police Mortgage CEO, John Aretos, tells us why.Mortgage Beat is brought to you by Police Mortgage, a full

Download

Breaking the Rent Rut

October 07, 2025

Episode 068 of Mortgage BeatPolice Mortgage CEO, John Aretos, applies the organization's motto of "Don't wait" to the action of moving from renting to owning.Mortgage Beat is brought to you by Police

Download

Down-Payment Assistance

September 30, 2025

Episode 067 of Mortgage BeatHomebuying and home ownership requires a level of financial discipline that will pay dividends over the course of your wealth-building journey. That remains the case even i

Download

Gen Z Homebuyers

September 23, 2025

Episode 066 of Mortgage BeatThere’s no question that it's tougher for Gen Z homebuyers than it was for their parents and grandparents. Police Mortgage CEO, John Aretos, provides some valuable tips for

Download

End-of-Watch Loan Protection

September 16, 2025

Episode 065 of Mortgage BeatPolice Mortgage CEO, John Aretos, provides an update on the End-of-Watch Loan Protection program for first responders.Mortgage Beat is brought to you by Police Mortgage, a

Download

Will There Be Opportunities in 2026?

September 10, 2025

Episode 064 of Mortgage BeatPolice Mortgage CEO, John Aretos, looks ahead to possible opportunities in the homebuying market heading into 2026.Mortgage Beat is brought to you by Police Mortgage, a ful

Download

Should You Buy as Much House as You Can Afford?

May 20, 2025

Episode 063 of Mortgage BeatJohn Aretos answers a home-buying question that has been around for decades.Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to

Download

First Policewomen

May 13, 2025

Episode 062 of Mortgage BeatDo you know which police department hired the first female police officers? It happened in one of Police Mortgage's primary markets.Mortgage Beat is brought to you by Polic

Download

Chicago PD

May 06, 2025

Episode 061 of Mortgage BeatIn a side discussion during recording, John Aretos discusses his pride in the Chicago Police Department and the privilege Police Mortgage has to serve many of those officer

Download

Arizona

April 29, 2025

Episode 060 of Mortgage BeatOne of the first states where Police Mortgage made its expansion was Arizona. John Aretos talks about this unique market.Mortgage Beat is brought to you by Police Mortgage,

Download

Missouri

April 22, 2025

Episode 059 of Mortgage BeatContinuing our look at the major markets of Police Mortgage, John Aretos discusses their branch in Kirkwood, MO and the uniqueness of the St. Louis area.Mortgage Beat is br

Download

Texas

April 15, 2025

Episode 058 of Mortgage BeatJohn Aretos continues his conversation on the major markets of Police Mortgage moving on to a discussion on the great state of Texas.Mortgage Beat is brought to you by Poli

Download

Ohio

April 08, 2025

Episode 057 of Mortgage BeatIn an off-the-cuff discussion with the producer, John Aretos talks about what he likes about the state of Ohio - one of the major markets of Police Mortgage.Mortgage Beat i

Download

Marry the House but Date the Rate

April 01, 2025

Episode 056 of Mortgage BeatIf you find your forever home it may be a good idea to pounce on it.  John Aretos explains.Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage compa

Download

Creating Generational Wealth

March 25, 2025

Episode 055 of Mortgage BeatCreating generational wealth almost always starts with buying a home. John Aretos tells you why.Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage

Download

Best Time to Buy in 2025

March 18, 2025

Episode 054 of Mortgage BeatWhat is the best time to buy a property in 2025? Well, like most things in life, it depends.Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage comp

Download

Mortgage Rates in 2025

March 11, 2025

Episode 053 of Mortgage BeatWhat should you expect with mortgage rates this year? John Aretos gives his expert opinion.Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage compa

Download

A Safe Place for Law Enforcement

November 26, 2024

Episode 052 of Mortgage Beat Vivian Abraham explains why Police Mortgage is proud to be a haven for law enforcement professionals and their families when it comes to their finances. Mortgage Beat is

Download

Buying a Home as a Savings Plan

November 19, 2024

Episode 051 of Mortgage Beat Buying a property is generally considered an investment. Can buying a home also serve as a savings plan? Vivian Abraham explains. Mortgage Beat is brought to you by Police

Download

How Police Mortgage is Different

November 12, 2024

Episode 050 of Mortgage Beat Every company states they are different from their competitors. Vivian Abraham explains why Police Mortgage is different from other lenders, especially for first responder

Download

There Is a Way Out of Debt

November 05, 2024

Episode 049 of Mortgage Beat Vivian Abraham explains why there is almost always a way out of debt. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedicated to serv

Download

No Surprises

October 29, 2024

Episode 048 of Mortgage Beat Buying a home can be stressful. Your loan officer shouldn't add to that stress. Dylan Walsh explains the "no-surprises" approach offered by Police Mortgage. Mortgage Beat

Download

What Makes Police Mortgage Unique

October 22, 2024

Episode 047 of Mortgage Beat Dylan Walsh shares the differentiators that make Police Mortgage something special for first responders. Mortgage Beat is brought to you by Police Mortgage, a full-service

Download

Indiana

October 15, 2024

Episode 046 of Mortgage Beat Vivian Abraham shares nuances about her regional focus and one of the primary markets of Police Mortgage, the state of Indiana. Mortgage Beat is brought to you by Police M

Download

Financial Wellness Explained

October 08, 2024

Episode 045 of Mortgage Beat What exactly is “financial wellness?” Vivian Abraham explains what it should mean for first responders and their families. Mortgage Beat is brought to you by Police Mortga

Download

The Near Future for Rates

October 01, 2024

Episode 044 of Mortgage Beat Police Mortgage CEO, John Aretos, discusses the real estate market, qualification, and refinancing in light of the recent rate cut by the Federal Reserve. Mortgage Beat is

Download

Lower Mortgage Rates

September 24, 2024

Episode 043 of Mortgage Beat Police Mortgage CEO, John Aretos, speaks about the latest action by the Federal Reserve and what that may mean for lower mortgage interest rates the remainder of 2024 and

Download

The Value of Pre-Qualifications

September 17, 2024

Episode 042 of Mortgage Beat Having a conversation with a loan officer if you are thinking of buying a home, even if that potential purchase is several months away, can be quite valuable. Dylan Walsh

Download

Be Prepared for Rate Cuts

September 10, 2024

Episode 041 of Mortgage Beat Dylan Walsh suggests getting ahead of probable rate cuts by obtaining a pre-approval from your loan officer before the competition for home buying increases. Mortgage Beat

Download

New Construction Loans

May 21, 2024

Episode 040 of Mortgage Beat Dylan Walsh and John Aretos discuss the complexities of borrowing for a new construction. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage compa

Download

Going to the Maximum

May 14, 2024

Episode 039 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the prudence of buying the most house you could possibly afford. Mortgage Beat is brought to you by Police

Download

School Districts and Property Values

May 07, 2024

Episode 038 of Mortgage Beat Vivian Abraham and John Aretos discuss factors concerning school districts when it comes to property taxes and property values. Mortgage Beat is brought to you by Police M

Download

HOA Considerations

April 30, 2024

Episode 037 of Mortgage Beat Dylan Walsh and John Aretos discuss considerations of buying a property and the pre-approval process when a home owners' association is a part of the equation. Mortgage Be

Download

Conversations

April 23, 2024

Episode 036 of Mortgage Beat Sometimes you just want to have a conversation. Police Mortgage loves having discussions with first responders concerning their home-buying needs. CEO John Aretos explains

Download

For Sale By Owner

April 16, 2024

Episode 035 of Mortgage Beat CEO John Aretos talks about the pros on cons of the "For Sale By Owner" strategy. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedic

Download

Renovations and Upgrades

April 09, 2024

Episode 034 of Mortgage Beat Taking money out of your home to make upgrades may be prudent under certain circumstances. CEO John Aretos explains when it makes sense. Mortgage Beat is brought to you by

Download

The Final Walkthrough

April 02, 2024

Episode 033 of Mortgage Beat There are two components of the final walk-through when buying a property. CEO John Aretos details both and talks about why the amount of earnest money plays a factor. Mor

Download

Pre-Approval Costs

March 26, 2024

Episode 032 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to point out the fees some lenders charge for a pre-approval. Mortgage Beat is brought to you by Police Mortgage, a ful

Download

The Unpredictability of 2024

March 19, 2024

Episode 031 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the strategy of obtaining a mortgage today with an expectation of refinancing at a lower rate in 2025. Mortg

Download

Waiting for Rates to Fall?

March 12, 2024

Episode 030 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss the strategy of postponing your home-buying search until mortgage rates begin to fall. Mortgage Beat is brou

Download

Possible Rate-Saving Options in 2024

March 05, 2024

Episode 029 of Mortgage Beat Vivian Abraham and Dylan Walsh join CEO John Aretos to discuss how FHA and VA loans may offer better rates than conventional mortgages for some home buyers. Mortgage Bea

Download

Home Inspection Failures

February 27, 2024

Episode 028 of Mortgage Beat CEO John Aretos provides common reasons why a property may fail a home inspection. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage company dedi

Download

Home Inspections

February 20, 2024

Episode 027 of Mortgage Beat Why are home inspections imperative and what's the difference from an appraisal? CEO John Aretos provides answers to both. Mortgage Beat is brought to you by Police Mortg

Download

Spring Rates 2024

February 13, 2024

Episode 026 of Mortgage Beat CEO John Aretos looks forward to the spring of 2024 as well as the rates and home-buying market we can likely expect. Mortgage Beat is brought to you by Police Mortgage, a

Download

Mortgages and Your Credit Score

February 06, 2024

Episode 025 of Mortgage Beat CEO John Aretos details how a mortgage affects your credit score as well as what mortgage professionals look at when it comes to your past use of credit. Mortgage Beat is

Download

Condominiums, Right of First Refusal, Transfer Taxes, and More

January 30, 2024

Episode 024 of Mortgage Beat CEO John Aretos gets home buyers ready for 2024 by explaining many nuances that the average consumer may not consider when beginning a search for a new property. Mortgage

Download

Market Update 2024

January 23, 2024

Episode 023 of Mortgage Beat CEO John Aretos gives a brief update on mortgage rates and his outlook on homebuying for 2024. Mortgage Beat is brought to you by Police Mortgage, a full-service mortgage

Download

Insurance Considerations

January 16, 2024

Episode 022 of Mortgage Beat There are different types of insurance associated with buying a new home. CEO John Aretos shares his expertise on what homebuyers need to understand. Mortgage Beat is bro

Download